How to Get Cheap Pet Insurance
Are you struggling to find cheap insurance for your beloved pet? Well look no further! Our guide will give you the low down to pet insurance and how to find a policy to match your wallet.
Shop Around, Compare Quotes...
The first tip to finding cheap pet insurance is to shop around. Don't settle with the first quote you find - the pet insurance market is competitive with businesses competing on price and benefits to win your custom. It's also a good idea to not just to look at the large insurers but also the smaller independent or specialist pet insurance firms as they can offer great rates thanks to their low overheads.
Check the Benefits and Excess
When hunting for cheap pet insurance make sure you are comparing like for like. A policy may seem extremely cheap at first but the benefits may not suit your needs or wants. One common trick is for insurers to offer low pet insurance premiums but increase the excess tenfold (excess is the amount you need to put towards treatment before the policy starts to pay out). This may seem OK at the time, but when it comes to making a claim, you will have to pay through the roof for treatment even to begin.
Pay-Out Caps
Cheap pet insurance will also vary in terms of cover. Some will cap the amount they will pay out per year on treatments whereas others with cap how long they will pay out for each condition. If your pet is prone to re-occurring problems then this type of policy may not be the best option despite its value.
Optional Extras
It's also a good idea to compare any additional benefits which are offered with the pet insurance. Some firms will allow you to include dental insurance onto the policy for a small fee which could save you hundreds if you currently have a separate policy for your pet's dental health. Others will include extras like third party liability, theft, advertising and reward and quarantine expenses.
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DISCLAIMER: All content is for guidance only and does not constitute financial advice.
www.petinsuranceinfo.co.uk is not authorised by the FSA to advise on insurance matters.
